Get A Mortgage
PhiladelphiaHouse.Com provides clients with a convenient 'One-Stop'
Philadelphia Real Estate transaction, while locating the best Philadelphia
mortgage programs and Philadelphia mortgage rates available.
Call us today at 215-533-4355!
What Mortgage Companies Look For
Mortgage companies are interested in 3 things:
• Your Credit
• Your Income
• Your Assets
The bank has different criteria for each of these areas and we
explain these to our first time homebuyers . After going over a client's
file we make a call to the lenders. “Mrs. Smith has been working at her
job for X amount of years,” we explain, “and she makes good income.
All bills were paid on time in the past year, with no late payments.
Yes, Mrs. Smith has made some financial mistakes in the past,
but who hasn’t. She deserves to be a homeowner. She will make her
mortgage payments, and she will make them on time. If for any reason
Mrs. Smith is unable to make a mortgage payment she will be sure to call the
mortgage company.”
This is the spirit of how we get you approved.
